@book{8450,
	author = {Andreu, José Miguel. and Arasa, Carmen. and Instituto de Estudios de Prospectiva (Madrid)},
	title = {Banca universal versus banca especializada },
	publisher = {Instituto de Estudios de Prospectiva, },
	year = {D.L. 1990.},
	series = {Informes del Instituto de Estudios de Prospectiva ; },
	address = {Madrid : }
}